Marcela Komenda, your real estate agent in Croatia


Expertise in Croatian real estate

We focus on the Croatian real estate market only. We have the best contacts and deals.

100+ real estates sold

We have the best expertise in the field of Croatian real estate. Let this expertise work for you.

We handle the whole process

We will help you deal with the whole selling/buying process.

Yes, since February 2009 with the same rights as a Croatian citizen.

Yes, but renting is a subject to the legislation of the Republic of Croatia and the official renting is quite complicated.

3% of the property value and is paid by the buyer.

The property can be sold without restriction. If you sell your property within 3 years of the contract signing there is a profit tax of 35% calculated from the difference between the purchase and the sale price. After the period of 3 years, the profit is not taxed in the case of a physical person. In the case of a corporation the above mentioned tax applies no matter how long the ownership.

Yes, insurance rates are similar to those in Europe. We will help the client to arrange an appropriate real estate insurance.

Yes, there is. If you have a permanent residence registered at this property you are freed from this tax. Just to draw you a picture, a house with a usable area of ​​100 m2 has an annual tax of 1000 kuna.

Some banks in Croatia also provide loans to individuals from abroad such as Erste Bank. The processing of the necessary documentation for the loan is similar to ours, the interest rates and fees for the established loan are higher here. The property can also be financed by a loan from a foreign bank, but the guarantee here must be from abroad as well.

Water has a double rate, the summer rate is similar to that in Europe, the winter rate falls by half. Many properties, especially on the islands, have rainwater detention tanks. The volume of the tank is enough for a normal consumption for a whole year. If necessary, there is a possibility of filling the reservoir with mobile tanks without any problems. Electricity is quite cheap, gas is not introduced at all in most places. Gas cylinders are widely used.


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